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This paper uses representative individual household data from Luxembourg to evaluate how severe economic conditions … could affect bank exposure to the household sector. Information on household income, expenses and liquid assets are used to … calculate household-specific probabilities of default (PD), aggregate bank exposure at default (EAD) and aggregate bank loss …
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Chinese Household Finance: Research Background and Conceptual Delineation -- Health status, risk attitude and Household … financial investment behavior -- Housing type, financial literacy and household financial investment behavior -- The effect of … mental accounting and housing wealth on household financial asset allocation -- The age-period-cohort effect on household …
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