unions can demand different hours from different households, directly taking household heterogeneity into account. In this … households work the same amount but prohibits unions from requiring any household to work more than it would like to. This …

Do household in ation expectations affect consumption-savings decisions? We link survey data on quantitative in ation …. Estimating panel data models with year and household fixed effects, we find that a one percentage point increase in a household …'s in ation expectation over time is associated with a 250-400 euro reduction in the household's change in net worth per …

household financial decision-making. Our study shows that cultural values can be brought from a generalized national level to … the individual level in order to improve our understanding of household financial decision making …

Household Panel which I complement with geographic and socio-economic data. I show that low- and middle-income households …