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Der private Verbrauch hat sich in den letzten Jahren in der Bundesrepublik nur schwach entwickelt. Stattdessen wurde vermehrt gespart. Ein großer Teil der Haushalte - 40 Prozent - kann allerdings kein Geld zurücklegen. Sparen können vor allem die Bezieher hoher Einkommen. Die zunehmende...
Persistent link: https://www.econbiz.de/10011602309
In this paper, we present data on recent trends in private consumption and in possible determinants of private consumption (such as GDP, household incomes, household saving rates, household wealth, and employment conditions) in the Group of Seven (G7) countries and find that there has been...
Persistent link: https://www.econbiz.de/10010332369
The aim of this paper is to investigate income, saving and consumption for households around retirement age. When doing … investigating consumption trends of households. Register data files are used to construct households which are used in the analysis … throughout the paper. Modeling was done for a particular group of Norwegian households who were tracked through their retirement …
Persistent link: https://www.econbiz.de/10010284473
Persistent link: https://www.econbiz.de/10011664050
We estimate the effect of pension reforms on households' expectations of retirement outcomes and private wealth …
Persistent link: https://www.econbiz.de/10010298324
We investigate the importance of aggregate and consumer-specific or idiosyncratic labour income risk for aggregate consumption changes in the US over the period 1952-2001. Theoretically, the effect of labour income risk on consumption changes is decomposed into an aggregate and into an...
Persistent link: https://www.econbiz.de/10010325226
- had some success in encouraging households to bring forward some durable purchases. …
Persistent link: https://www.econbiz.de/10010331050
KiwiSaver is a voluntary savings scheme aimed at increasing the retirement wealth of a target population. A critical element shaping the success of KiwiSaver is the extent to which individuals participate in the scheme, given its voluntary nature; and, having chosen to participate, the extent to...
Persistent link: https://www.econbiz.de/10012115629
The Treasury has, at times, suggested giving greater consideration to reforms to narrow the Saving-Investment gap. However, there has been less discussion of specific policy options for doing this. This paper helps to fill the gap by asking what policy reforms could help to narrow the...
Persistent link: https://www.econbiz.de/10012115684
to face higher eligibility ages. The policy change is found to have increased average saving rates of affected households …, particularly among middle-income and older households. The increase in saving rates is associated with higher household labour …
Persistent link: https://www.econbiz.de/10012115688