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household sector reveals that India is presently facing what may be called a five balance sheet challenge - critical HBS …This paper presents a novel estimate of the Indian household balance sheet (HBS) starting from 1970/71 to 2017/18 and … studies the evolution of Indian household finance in an international context. Comparative analysis suggests that the Global …
Persistent link: https://www.econbiz.de/10013347462
polarisation of the analysed variables is dependent on the geographical area of residence. The data from the research on household …
Persistent link: https://www.econbiz.de/10012294703
Empirically analyzing household behavior usually relies on informal data preprocessing. That is, before an econometric … German micro-data on household expenditure to estimate equivalence scales as a specific example. Our results show that …
Persistent link: https://www.econbiz.de/10010458584
Did the financial crisis spread from distressed banks to households through a contraction of the credit supply? We study this question with a dataset that contains observations on all accounts in Danish banks as well as comprehensive information about account holders and banks. We show that...
Persistent link: https://www.econbiz.de/10013019740
This paper relates indicators of household financial stress to household income and expenditure with the objective of … identifying household stress thresholds and comparable equivalence scales. A model is proposed whereby households try to absorb … Household, Income and Labour Dynamics in Australia Survey. Households have different capacities to absorb a shock or shift, with …
Persistent link: https://www.econbiz.de/10013026496
The collective approach to household behavior relaxes the restrictive features of the unitary model by specifying … household welfare as a weighted combination of the individuals' utilities. But the weights are assumed fixed or exogenous to the … determined and simultaneously estimated with the household outcomes. The authors present Nepalese evidence that suggests that a …
Persistent link: https://www.econbiz.de/10012748554
This paper uses representative individual household data from Luxembourg to evaluate how severe economic conditions … could affect bank exposure to the household sector. Information on household income, expenses and liquid assets are used to … calculate household-specific probabilities of default (PD), aggregate bank exposure at default (EAD) and aggregate bank loss …
Persistent link: https://www.econbiz.de/10011994598
Objective - Even though the country has done a fantastic job of eradicating poverty, some significant challenges and concerns come as a result of globalisation. The following are important concerns that must be solved as the country enters a new category of poverty.Methodology – Malaysia is an...
Persistent link: https://www.econbiz.de/10013309658
We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new … harmonized data set collecting detailed information on wealth holdings, consumption and income at the household level. Since the …
Persistent link: https://www.econbiz.de/10010388544
and saved over time, and how households' marginal propensities to consume (MPCs) vary with household characteristics and …
Persistent link: https://www.econbiz.de/10012838129