In this report, the JPMorgan Chase Institute assembled a de-identified data asset of over 250,000 Chase customers between 2013 and 2015 in order to study how consumers' expenses vary over time and how their financial behavior changes when faced with extraordinary medical payments. We organize...

The JPMorgan Chase Institute set out to understand families' out-of-pocket healthcare expenditures and the financial burden they imposed on families over time. Building off a de-identified sample of 4.7 million families with Chase checking accounts, we extended the JPMorgan Chase Institute...

The JPMorgan Chase Institute draws on its Healthcare Out-of-Pocket Spending Panel (HOSP) to investigate how a specific and important cash infusion—a tax refund payment—drives the timing of out-of-pocket expenditures on healthcare. We analyze average out-of-pocket healthcare expenditure on...

The JPMorgan Chase Institute set out to better understand out-of-pocket healthcare spending among US households. Building off a sample of 2.3 million de-identified core Chase customers aged 18 to 64 between 2013 and 2016, we assembled the JPMorgan Chase Institute Healthcare Out-of-pocket...