Showing 1 - 10 of 15
Persistent link: https://www.econbiz.de/10010518817
This paper examines whether offering a health savings account (HSA)-eligible health plan for free, alongside other health plan options with a premium, alters employee enrollment choices; and if responders differ by health status. The data for this study come from two large employers and cover...
Persistent link: https://www.econbiz.de/10012951447
Consumer-directed health plans (CDHPs) are designed to make employees more cost- and health-conscious by exposing them more directly to the costs of their care, which should lower demand for care and, in turn, control premium growth. These features have made consumer-directed plans increasingly...
Persistent link: https://www.econbiz.de/10013016565
This paper examines whether there is variation by worker income on how an HSA-eligible health plan affects health care services use and spending. Does the typically flat-dollar gap between a health plan's deductible and the employer contribution to a health savings account (HSA) have a bigger...
Persistent link: https://www.econbiz.de/10012984050
This paper reports experience over five years from a single large employer in the Midwestern United States that adopted a high-deductible health plan with a health savings account (HSA) for all employees. This study represents one of the longest observation periods reported with a...
Persistent link: https://www.econbiz.de/10014155432
This paper reports use of health care services related to health care quality over five years among over 18,000 individuals from a single large employer in the Midwestern United States that adopted an HSA-eligible health plan for all employees. It represents one of the longest observation...
Persistent link: https://www.econbiz.de/10014142247
The body of research on how consumer-directed health plans (CDHPs) affect the use and costs of health care services -- while still relatively small -- is growing. In recent work, the Employee Benefit Research Institute has examined these relationships using panel data from a large employer that...
Persistent link: https://www.econbiz.de/10014147233
As of 2012, 7 percent of employers did not cover spouses when other coverage was available to them; and 4 percent of employers with 1,000 or more employees reported not providing such spousal coverage. As of late 2012-early 2013, another 8 percent of large employers were reporting that they...
Persistent link: https://www.econbiz.de/10014149467
Persistent link: https://www.econbiz.de/10011316559