This paper analyzes the herding behavior that characterizes lenders’ lending decisions on a microloan platform and explains how rational herding behavior can resolve the information-asymmetry problem, which is a well-known reason for the failure of online microloan platforms. Using a set of...

With complex network methods to model the investor interaction relationship, the interactive patterns of online investors are studied through the motif structure of the investor interaction network in the stock forum, and we find that there is a dynamic mutual effect between investors'...