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Haughwout, Andrew; Peach, Richard; Tracy, Joseph - 2009

After rising for a decade, the U.S. homeownership rate peaked at 69 percent in the third quarter of 2006. Over the next two and a half years, as home prices fell in many parts of the country and the unemployment rate rose sharply, the homeownership rate declined by 1.7 percentage points. An...

Persistent link: https://www.econbiz.de/10010287021

Was the expansion of housing credit in Japan good or bad?

Horioka, Charles; Niimi, Yoko - 2020

This paper shows, using data from the Family Income and Expenditure Survey, that housing credit has become increasingly available over time in Japan, especially since 2000, and that this has made it easier for Japanese households to purchase housing and enabled them to do so at an earlier age....

Persistent link: https://www.econbiz.de/10012430027

Real estate and personality

Ben-Shahar, Danny; Golan, Roni - In: Journal of behavioral and experimental economics 53 (2014), pp. 111-119

Persistent link: https://www.econbiz.de/10010519747

Housing, leverage, and stability in the wider economy

Miles, David - In: Journal of money, credit and banking : JMCB 47 (2015), pp. 19-36

Persistent link: https://www.econbiz.de/10010532459

House prices, second mortgages and household savings : an empirical investigation for the Netherlands, 1987 - 1994

Rouwendal, Jan; Alessie, Rob - 2002

paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We … investigatethe effect of house prices on (i) the number and size of second mortgages, (ii) the savingsof owner-occupiers and (iii … for second mortgages.Savings of homeowners decrease when house prices accelerate. We find no evidence that inc …

Persistent link: https://www.econbiz.de/10011327548

Tracking and stress-testing U.S. household leverage

Fuster, Andreas; Guttman-Kenney, Benedict; Haughwout, Andrew - 2016

Borrowers' housing equity is an important component of their wealth and a critical determinant of their vulnerability to shocks. In this paper, we create a unique data set that allows us to provide a comprehensive look at the ratio of housing debt to housing values - what we refer to as...

Persistent link: https://www.econbiz.de/10011523769

Housing and mortgage dynamics : evidence from household surveys

Jansen, David-Jan - 2016

Persistent link: https://www.econbiz.de/10011545682

Default, mortgage standards and housing liquidity

Head, Allen Charles; Sun, Hongfei; Zhou, Chenggang - 2016

with search in the housing market and defaultable long-term mortgages. In equilibrium, both sellers' asking prices and time …-to-sell increase with the relative size of their outstanding mortgages. In turn, the liquidity of the housing market associated with …

Persistent link: https://www.econbiz.de/10011487312

Loss severities on residential real estate debt during the Great Recession

Andersson, Fredrik; Mayock, Tom - In: Journal of banking & finance 46 (2014), pp. 266-284

Persistent link: https://www.econbiz.de/10010468426

A micro view on home equity withdrawal and its determinants: Evidence from Dutch households

Ebner, André - In: Journal of housing economics 22 (2013) 4, pp. 321-337

Persistent link: https://www.econbiz.de/10010439328