Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are … institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the … incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals …

Experiences reveal that the monitoring costs of the foreclosure crisis may be nontrivial, and smaller governments may … members' foreclosure. We examine how property prices respond to homeowner distress and foreclosure within HOA communities in …

time-to-sell determines the mortgage standards of competitive lenders, measured by the maximum loan-to-value (LTV) ratio …