Showing 1 - 10 of 761
This paper examines the available data on market conditions for equity release schemes (ERS) in all EU member states to cluster Member States for subsequent extrapolation of the findings from six EU Member States (DE, IT, NL, IE, HU, and the UK) to the EU as a whole. It aggregates various...
Persistent link: https://www.econbiz.de/10011497823
amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …
Persistent link: https://www.econbiz.de/10012861296
amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …
Persistent link: https://www.econbiz.de/10012120692
measured by property and mortgage market indicators. Comparing overall need and feasibility index values we find that market …
Persistent link: https://www.econbiz.de/10011732626
We analyze more than 74,000 home equity loans and lines of credit to study the role of information asymmetry. This credit market is characterized by borrowers who face a menu of contract options with varying collateral requirements and prices. Our results show that a less credit worthy applicant...
Persistent link: https://www.econbiz.de/10013026832
This chapter considers the structure of mortgage finance in the United States and its role in shaping patterns of … on the design features of mortgage contracts that distinguish them from other loans and that have important implications … for issues presented in the rest of the chapter. We then explain how mortgage finance interacts with public policy …
Persistent link: https://www.econbiz.de/10014025300
the Maltese islands, primarily via the mortgage market. This process is characterised by (i) financial extension, in which … more households partake in mortgage finance in their entry to homeownership, and (ii) financial intensity, in which … households accumulate more debt in accessing the property market. In explaining this process, I claim, firstly, that mortgage …
Persistent link: https://www.econbiz.de/10014427487
This paper employs Dutch administrative population data to test the “housing lock hypothesis”: the conjecture that homeowners with negative home equity, low levels of financial assets and restricted opportunities to borrow reduce their mobility. We exploit variation in home equity solely...
Persistent link: https://www.econbiz.de/10012941047
This paper discusses research that uses Dutch household survey data to study housing and mortgage dynamics. After …
Persistent link: https://www.econbiz.de/10012981669
Persistent link: https://www.econbiz.de/10012805461