This paper examines the impact of coinsurance exemption for prescription medicines applied to elderly individuals in Spain after retirement. To evaluate this coinsurance change we use a rich administrative dataset that links pharmaceutical consumption and hospital discharge records for the full...

Insurance industry in Romania is facing for a few years a continuous decreasing in Gross Written Premium. The negative trend may be caused by the effects of financial crises for companies and also for individuals. In order to keep theirs market share, insurance companies must identify new...

This paper examines the impact of coinsurance exemption for prescription medicines applied to elderly individuals in Spain after retirement. To evaluate this coinsurance change we use a rich administrative dataset that links pharmaceutical consumption and hospital discharge records for the full...

Since Chiappori and Salani e (2000), testing for asymmetric information has become tantamount to testing for a positive relation between risk and coverage which is predicted by (equilibrium) models for adverse selection and moral hazard. In this paper we analyze asymmetric information in...

Auf dem Weg zu einem patientenorientierten und integrierten Gesundheitssystem kommt digitalen Lösungen eine besondere Bedeutung zu, da sie helfen Kommunikations- und Versorgungsbrüche zu vermeiden, Therapieentscheidungen zu unterstützen und involvierte Akteure zu vernetzen. Damit tragen sie...

Stärker werdender Wettbewerb zwischen den Krankenhäusern stellt diese vor erhebliche wirtschaftliche Herausforderungen. Kostendruck und Sanierungsstau wegen veralteter baulicher Infrastruktur verschärfen die durch die Einführung des Fallpauschalensystems (G-DRG) angespannte finanzielle Lage...

This paper shows that patients with private health insurance (PHI) are being offered significantly shorter waiting times than patients with statutory health insurance (SHI) in German acute hospital care. This behavior may be driven by the higher expected profitability of PHI relative to SHI...

We analyse the effect of competition on quality in hospital markets with regulated prices, considering both the effect of (i) introducing competition (monopoly versus competition) and (ii) increasing competition through lower transportation costs (increased substitutability) or a higher number...

In this article we analyse the rates at which those admitted to hospital with acute myocardial infarction (AMI) receive aggressive treatment, assess how those rates have changed over time, and ask whether there is evidence of age discrepancies. Estimates made on the basis of data from an...