We study how monetary conditions change the supply by banks of mortgage credit to households. We exploit the widespread … presence of foreign currency mortgages in Hungary and study this country's comprehensive credit registry. Changes in monetary … conditions not only affect the supply of credit in volume, but also in its currency and risk composition. Hence, we establish a …

We study how monetary conditions change the supply by banks of mortgage credit to households. We exploit the widespread … presence of foreign currency mortgages in Hungary and study this country`s comprehensive credit registry. Changes in monetary … conditions not only affect the supply of credit in volume, but also in its currency and risk composition. Hence, we establish a …

We study the impact of monetary conditions on the supply of mortgage credit by banks to households. Using comprehensive … credit register data from Hungary, we first establish a "bank-lending-to-households" channel by showing that monetary … conditions affect the supply of mortgage credit in volume. We then study the impact of monetary conditions on the composition of …

not driven by higher pre-treatment access to credit or higher credit growth during the treatment period and is stronger …