Schclarek, Alfredo; Caggia, Mauricio - 2015
Bank of Chile in 2007, 2008, 2009 and 2010, which covers between 1,740 and 2,533 urban households, performing both OLS and … probit regressions. The cross-section regression results indicate that, in general, informal households save less than formal … households. Further, descriptive data indicate that informal workers have less access to financial services and possess less …