In household financial planning two types of risk are usually taken into account, that is – life-length risk and risk connected with financing. There are no research in which stochastic nature of the very financial goals is considered. Risk factors in this area may be different depending on...

This paper investigates individual time preferences between individuals living in a disability household and those who live in a non-disability household in Vietnam. Using randomized primes together with experimental tasks to elicit time preferences, our empirical results show that individuals...

Most household studies on resource allocation focus on the role that gender norms has on the bargaining power of male and female members. It is less clear however how the issue of gender impacts on the perceived legitimacy between the two heads of household, and subsequently their access to...

Access to commitment savings products is known to increase poor households’ savings. In this paper we analyze the process through which households change their savings behavior, by exploiting a unique dataset released by SafeSave, a Bangladeshi microfinance institution that launched the Long...

This paper is a survey of the literature on theoretical models of the household, paying particular attention to some of the earlier contributions, and using them to place the current state of the theory in perspective. One of its aims is to suggest that the literature's neglect of Samuelson's...

This study uses a national dataset to examine the association among risk tolerance, financial literacy, and goals-based savings behavior of households. The results indicate that three out of five households do not have any emergency funds set aside, and about half the households have not...

Around 3 billion people in developing countries rely on woodfuels for their daily cooking needs with profound negative implications for their workload, health, and budget as well as the environment. Improved cookstove (ICS) technologies in many cases appear to be an obvious solution. Despite...

Around 3 billion people in developing countries rely on woodfuels for their daily cooking needs with profound negative implications for their workload, health, and budget as well as the environment. Improved cookstove (ICS) technologies in many cases appear to be an obvious solution. Despite...

Auch in Deutschland kam es in den letzten Jahren vermehrt zu Hochwasserereignissen mit erheblichen ökonomischen Schäden. Die privaten Haushalte sind auf derartige Katastrophen oft schlecht vorbereitet, da ihnen gar nicht bekannt ist, dass ihre Wohngebäude- oder Hausratversicherung in solchen...

The modes of remittances of households in Bangladesh have been categorised as 'No Remit- tances', 'Internal Remittances' and 'International Remittances'. This paper using a Multinomial Logit Model studies the associations between these modes and the households' basic characteristics. The study...