information on the duration, geographical proximity and scope of all bank relationships of a representative sample of households …. Our analysis is based on a sample of 470 households which have a mortgage and multiple bank relations, allowing us to … located closer to the household than non-mortgage relations. Examining the heterogeneity of mortgage relations across …

This paper studies a type of mortgage applications in which household applicants reject offers from lenders. We find …

households still remain bank credits. Besides, borrowing from P2P market is becoming more and more popular. Although the … limitations - the empirical study relies on the country's macroeconomic indicators that influence household borrowing. Such … useful for the future research within the household borrowing trends, especially in Peer-to-Peer platforms, and specifically …

. For example, FX lending to households is virtually non-existent in the Czech is close to 100 per cent of total household … (2) to try to explain these differing patterns in an econometric model. In order to do so, a panel database of household … household FX borrowing depends on the interest rate differential, the institutional features of mortgage financing and the …