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operational inter-temporal model of affordability and upward mobility, taking into consideration income, mortgage rates, prices of … the upward mobility model is the lower bound dictated by affordability and cash outlay considerations such that the buyer …
Persistent link: https://www.econbiz.de/10005092461
Purpose – The purpose of this paper is to address both the measurement of affordability and variations in affordability … local affordability are reviewed by reference to studies in the UK. The paper argues that local measures should relate to a … a tiered geography of HMAs. It addresses the constraints on local income data by measuring affordability by reference to …
Persistent link: https://www.econbiz.de/10014777744
Purpose – The purpose of this paper is to identify changes in bank lending criteria due to the global financial crisis (GFC) and to explore the associated impacts on new housing supply in Queensland, Australia. Design/methodology/approach – This research involves a survey of each of...
Persistent link: https://www.econbiz.de/10014777755
government's housing policies, before and after the publication of the Barker Review, to tackle affordability issues in the owner …‐occupied sector. It examines the extent to which housing policy contributes to or alleviates the problem of the affordability of owner … affordability by analysing their impact on the dynamics of housing demand and supply. Findings – The Barker Review, which applied …
Persistent link: https://www.econbiz.de/10014777763
Purpose – The purpose of this study was – first, to find out how to evaluate affordability of housing in the Estonian …/methodology/approach – This article seeks answers to how to define housing affordability for the Estonian housing market. It also describes the … regulatory framework and policy decisions made by the government. Findings – Calculations show that there is an affordability …
Persistent link: https://www.econbiz.de/10014778299
follows up 2001 work, conducted in Australia, on housing affordability for moderate income earners. Housing affordability …
Persistent link: https://www.econbiz.de/10014971768