This Article explores the provisions, scope, and impact of the Garn-St. Germain Depository Institutions act of 1982 in substantial detail. We first describe the several major types of mortgagor transfer restrictions, and the judicial and legislative responses to these restrictions before the...

In many land financing transactions it is commercially advantageous to enter into a present mortgage even though a significant portion of the loan funds is not to be advanced to the mortgagor until some future date. The most common examples are construction loans and other loans to improve real...