Using data from the 2009 American Housing Survey and Hazard Model, this paper provides empirical evidence that the homeownership experience during the recent housing boom and housing bust was not homogenous across all groups in the U.S. The recent deterioration of underwriting practices and a...

Using the data from the national American Housing Survey for the year 2009 this paper examines the housing quality gap for minorities and immigrants. Using logit model this paper finds that there is a significant quality gap for Blacks and Hispanics when compared to whites in the U.S. but not...