Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are … institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the … incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals …

The most frequent mortgage loans in the US behave according to nominal interest rates with level loan payments (NRMs … increase of real payments in the early years of the mortgage due to higher inflation (Lessard and Modigliani, 1975), causes …

both primary and secondary mortgage market problems in the U.S. are accepted as the essential reasons of the current crisis … importance of real estate valuation in the origination of crisis and whether Turkish mortgage market has similar problems with …

In Q2 2013, the monthly weighted average interest rate on ruble-denominated housing mortgage loans was no longer on the ….9% in March 2013. The volume of housing mortgage lending in Q2 2013 amounted to Rb 315.5bn, which is by 26.63% higher than … the volume of similar loans granted over Q2 2012. The share of outstanding ruble-denominated debt against housing mortgage …

In Q2 2015, housing mortgage loans (HML) totaling to Rb 242.53bn were originated which was 44.23% lower than the same … interest rates of the residential mortgage loans extended for purchasing accommodation in the new housing construction sector …

In 2014, the volume of housing mortgage lending (HML) in the Russian Federation continued to grow despite the … development of crisis phenomena in the Russian economy. The volume of housing mortgage credits (HMC) allotted in 2014 (Rb 1 …

borrowing and lending in the future, but technology has been reshaping consumer and mortgage lending for many years. During the … 1990s, computerization allowed mortgage lenders to reduce loanprocessing times and largely replace human-based assessments … housing boom was an endogenous response to widespread expectations of higher future house prices, as average mortgage sizes …

Using the National Survey of Mortgage Originations, we document that borrowers who are more financially sophisticated … (measured by their self-reported understanding of the mortgage process) and more exposed to competition (measured by the number … of lenders they considered) pay lower mortgage rate spreads. Yet competition is not a substitute for sophistication: the …