risks in mortgage lending and promotes positive market outcomes and system stability. The article first considers the main … implications of regulation for mortgage markets and players, practices and conduct. This section reviews mortgage lending practices …

In Q2 2013, the monthly weighted average interest rate on ruble-denominated housing mortgage loans was no longer on the ….9% in March 2013. The volume of housing mortgage lending in Q2 2013 amounted to Rb 315.5bn, which is by 26.63% higher than … the volume of similar loans granted over Q2 2012. The share of outstanding ruble-denominated debt against housing mortgage …

In Q2 2015, housing mortgage loans (HML) totaling to Rb 242.53bn were originated which was 44.23% lower than the same … interest rates of the residential mortgage loans extended for purchasing accommodation in the new housing construction sector …

Administration (FHA) in the primary mortgage market. Utilizing a sample of loan originations aggregated at the zip code level, the …

securitization. Elsewhere securitization has not developed. The US provided the underpinnings for its mortgage security … infrastructure with the creation of FNMA in 1938 and in order to create liquidity in the mortgage market required the standardization … of mortgage documentation and more fundamentally required that home mortgages within securities would be sufficiently …

In 2014, the volume of housing mortgage lending (HML) in the Russian Federation continued to grow despite the … development of crisis phenomena in the Russian economy. The volume of housing mortgage credits (HMC) allotted in 2014 (Rb 1 …

In 2009, the Obama Administration created a program intended to prevent home mortgage foreclosures by allowing … denials of mortgage modifications.This article advances an argument that has not been made in litigation or commentary: that …

This chapter considers the structure of mortgage finance in the U.S., and its role in shaping patterns of homeownership … the design features of mortgage contracts that distinguish them from other loans, and that have important implications for … issues presented in the rest of the chapter. We then explain how mortgage finance interacts with public policy, particularly …