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The housing wealth effect on consumption reconsidered

Lindner, Fabian - 2013

Much of the literature on the effect of housing wealth on consumption has been embedded in a simple life-cycle model in … which housing price changes work as a "wealth effect". In such models, windfall gains in housing always lead to positive … changes in consumption. However, this might be a fallacy of composition. Such models ignore that changes in housing wealth …

Persistent link: https://www.econbiz.de/10009772970

The housing wealth effect on consumption reconsidered

Lindner, Fabian - 2014

Much of the literature on the effect of housing wealth on consumption has been embedded in a simple life-cycle model in … which housing price changes work as a "wealth effect". In such models, windfall gains in housing always lead to positive … changes in consumption. However, this might constitute a fallacy of composition. Such models ignore that changes in housing …

Persistent link: https://www.econbiz.de/10010337472

How many correspondence tests are enough to detect discrimination among single agents? : a longitudinal study on the Belgian real estate market

Verhaeghe, Pieter-Paul; Van der Bracht, Koen - 2020

Correspondence tests have been used by scholars and civil rights organizations to measure ethnic discrimination. In contrast to research testing covering a whole market through many discrimination tests, litigation testing typically targets a single agent, which can only be tested through a very...

Persistent link: https://www.econbiz.de/10012291155

Not for you! : the cost of having a foreign-sounding name in the Swedish private housing market

Molla, Hemrin; Rhawi, Caroline; Lampi, Elina - 2019

Persistent link: https://www.econbiz.de/10012435450

Is there discriminatory mortgage pricing against immigrants in the Spanish lending market?

Diaz-Serrano, Luis; Raya, Josep Maria - 2011

In this paper, we investigate whether evidence of discriminatory treatment against immigrants in the Spanish mortgage market exists. More specifically, we test whether, ceteris paribus, immigrant borrowers tend to be charged with higher interest rates on their mortgages than their Spanish born...

Persistent link: https://www.econbiz.de/10011523824