their homeownership without the need for an FHA mortgage. Another 20 percent are either in their original home or have moved …The Federal Housing Administration (FHA) has stated that its goal is to foster sustainable homeownership. In this paper … from renting to owning using an FHA-insured mortgage. In addition to calculating the fraction of these borrowers whose FHA …

that its goal is to foster sustainable homeownership. This study proposes metrics for evaluating the degree to which the … from the New York Fed's Consumer Credit Panel, a data source that makes it possible to observe new mortgage borrowers' long … “sustainability,” paying off their FHA first-time mortgages and remaining homeowners without the need for a subsequent FHA mortgage …

probability of mortgage issuance and on the probability that a newly issued mortgage is insured, which we interpret as … corresponding to risk averse mortgage behavior. Male advisors do not substantially affect the chances that their clients will take a … new mortgage, but the mortgages that they issue are dramatically less likely to be insured, particularly so for female …

their homeownership without the need for an FHA mortgage. Another 20 percent are either in their original home or have moved …The Federal Housing Administration (FHA) has stated that its goal is to foster sustainable homeownership. In this paper … from renting to owning using an FHA-insured mortgage. In addition to calculating the fraction of these borrowers whose FHA …