Temporary incentives are offered in anticipation of persistent effects, but these are seldom estimated. We use a … nationwide randomized experiment in the Philippines to estimate effects three years after the withdrawal of two incentives for … health insurance. A premium subsidy had a persistent effect on enrollment that is more than four fifths of the immediate …

, before either reform Massachusetts had already been offering more means-tested and employment-tested health insurance … assistance than other states had, and the subsidized health insurance plans created by the Massachusetts reform were less … substitutable for employer-provided insurance than are the subsidized plans to be created nationwide next year …

Public schemes for sickness benefits and disability insurance are often criticized for the lack of incentive they …, “experience rating” of disability insurance costs, employer self-insurance, or insurance by private insurance providers. These … types of employer incentives seem to lower sickness rates, but they also come at the risk of increased under-reporting and …

, before either reform Massachusetts had already been offering more means-tested and employment-tested health insurance … assistance than other states had, and the subsidized health insurance plans created by the Massachusetts reform were less … substitutable for employer-provided insurance than are the subsidized plans to be created nationwide next year …

New South Wales, Australia. Our estimates indicate that the subsidies expanded access to oral chemotherapy for newly … responses to policy changes in financial incentives. …