debt resolution process in the Irish mortgage market in the lead up to the COVID-19 shock. We highlight the widespread … engagement of Irish borrowers with debt resolution mechanisms during a decade in which one sixth of mortgage accounts were … restructured by 2016. Lenders favoured short-term mortgage modifications at the beginning of the decade and three-quarters of …

assess the debt resolution process in the Irish mortgage market in the lead up to the COVID-19 shock. We highlight the … widespread engagement of Irish borrowers with debt resolution mechanisms during a decade in which one sixth of mortgage accounts … were restructured by 2016. Lenders favoured short-term mortgage modifications at the beginning of the decade and three …

This paper analyzes the impact of the financial crisis on the probability of default (PD) for a large Dutch mortgage … healthy mortgage customer defaults within 12 months. The PD model is based on risk drivers which are related to the …

We assess the credit market impact of allowing mortgage "strip-down" as a foreclosure-prevention measure, where strip …-term reduction in mortgage interest rates and a small, short-term increase in mortgage approval rates, but no long-term effects, and … the circuit court decisions did not consistently affect mortgage terms. These results suggest that strip-down would be an …