Abstract: In today's world dominated by globalization, technological and communications advances, expanding world trade, and investments, there seems to be a resurgence of the application of basic principles of resource utilization competency in all financial transactions, particularly in...

Built-in jeopardy in the operations of banks due to their fiduciary responsibility, high leverage, and liquidity gaps necessitates that their financial position and performance remain stable and healthy. The regulatory nudge towards capital adequacy for banks has been intended to make them...