of the specific issues highlighted in the paper cover the merger policies of RBI, competition regulation issue between … CCI and RBI, etc. Going through the insight of a typical merger process between two banks, this paper shall throw light … upon implications of mergers in banking sector of India. The list is endless, when we talk of issues related to bank …

panel of data of 20 public sector banks for the period 2009 to 2019. It applied the Pedroni and Kao test of co-integration … (DOLS) to estimate the relationship of interest margin return on assets, bank investment, and lending capacity of the bank … with gross domestic product (GDP) of the country. The identification and incorporation of these bank-related variables are …

banks as such till 1935. This period is characterized by bank failure.(b)post-independence period till 1949 - The Reserve … Bank of India (‘RBI’ henceforth) born during 1934-35 started controlling only the credit operations and volumes of the …. Competitive performance in profit making was not in focus. The entry of any new private sector bank was not allowed.(e)From 1990 …