Financial technology is a powerful tool in financial infrastructure, used to strengthen and smooth the delivery of financial services into the broader space. Financial technology involves software, applications, and other technologies designed to improve and automate traditional forms of...

This paper examines two aspects of the digitalization of finance in India, which has been surprisingly robust and fast growing. Much of this success is due to the government's introduction of a biometric identity known as Aadhaar. Because financial transactions require definitive proof of...

Financial Inclusion is a mean to attain 2015 Sustainable Development Goals set by United Nation. Though the efforts toward the same is greatly backed by aggressive polices and development programmes. Yet the growth attained in the same aspect is discrete mainly due to high cost, low reach and...

Chapter 1 – Use of technology to develop a more financially inclusive world -- Part I: Promoting financial inclusion and technology adoption – A case study of the launch of virtual bank in Hong Kong -- Chapter 2 - Could increasing regulatory focus realise the inclusive potential of virtual...

This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US has higher credit card usage compared to the UK while...

India’s financial inclusion has significantly improved during the last several years. In recent years, there has been a rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech businesses in India are progressively becoming more...