was to determine the impact of fintech and digital financial services on financial inclusion in India. According to the … rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech … financial services to the underbanked sector of the population. To reach the underbanked segments of the population and provide …

of financial services. While each individual component of the India Stack is important, we argue that its key overarching … synergies across the layers of the Stack. Until recently, a large share of India's population lacked access to formal banking … services and was largely reliant on cash for financial transactions. The expansion of mobile-based financial services that …

observed in the provision of basic banking services to access cash transfers during the pandemic. Extrapolating from this …This paper discusses the business correspondent (BC)-agent banking model in India against the backdrop of community … financial inclusion with the support of technological and policy innovations, but there remains a gap in access to basic banking …

further drive innovation and new entrants into the Industry. The amendments to the banking act clearly demonstrate the … development of the banking sector more and more the people moves from cash to a cashless system. The cashless system is not just a …. However, the usage of these accounts and the uptake of formal financial services beyond savings accounts has remained …