This paper examines two aspects of the digitalization of finance in India, which has been surprisingly robust and fast growing. Much of this success is due to the government's introduction of a biometric identity known as Aadhaar. Because financial transactions require definitive proof of...

Financial Inclusion is a mean to attain 2015 Sustainable Development Goals set by United Nation. Though the efforts toward the same is greatly backed by aggressive polices and development programmes. Yet the growth attained in the same aspect is discrete mainly due to high cost, low reach and...

Financial Technologies have transformed banking and financial services operations worldwide over the last decade. It has simplified the customer's and banking authorities' lives significantly. The paper reviews briefly the most commonly used financial technologies (Fintech) – Artificial...

Inclusive finance is a core concept of finance that makes various financial products and services accessible and affordable to all individuals and businesses, especially those excluded from the formal financial system. One of the leading forces affecting people's ability to access financial...

Having access to credit is essential for households to address the volatility of their personal finances over time and for firms to fund their investments. Accessing financial services at affordable cost on the other hand, is crucial to ensure financial security of all economic units. Despite...

This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US has higher credit card usage compared to the UK while...