Koju, Laxmi; Koju, Ram; Wang, Shouyang - In: International Journal of Financial Studies : open … 6 (2018) 3, pp. 1-11
findings suggest that high capital requirements and large bank size do not reduce default risk, whereas high profitability and … industry is mainly driven by profitability, banking supervision, high credit standards and strong investment strategies. The … findings are relevant to bank managers, investors and bank regulators, in formulating effective credit policies and investment …