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For social and economic reasons, national economies benefit from the inclusion of as many people as possible in financial services. In a cross country study, the present study shows that financial literacy for the general population promotes financial inclusion. This relationship goes beyond the...
Persistent link: https://www.econbiz.de/10011734740
Poverty remains a pressing problem in rural areas of the developing world. This is also true for India. Expanding the … rural financial system with a focus on increasing access to credit has been an important approach for poverty alleviation in …
Persistent link: https://www.econbiz.de/10012315718
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authors aimed to explore the impact of financial technology on the digital literacy rate in India, by utilizing the poverty …'s empirical results show that KCCs and ATMs positively impact literacy when interacting with poverty scores. The study's findings …
Persistent link: https://www.econbiz.de/10013370500
Do information frictions limit the benefits of financial inclusion drives for the rural poor? We evaluate an experimental intervention among recently banked poor Indian women receiving government cash transfers via direct deposit. Treated women were provided automated voice calls confirming...
Persistent link: https://www.econbiz.de/10013334506
financial literacy has assumed an increasingly pivot role in today’s financial system and also a developing role in life of each and every section of society. It has become an imperative due to its crucial advantages offer to all sectors such as individual households at micro level and economy...
Persistent link: https://www.econbiz.de/10014258036
that people who are vulnerable to fall under the poverty line indulge in criminal activities as a consumption smoothing … towards economic growth, poverty alleviation and crime deterrence concomitantly. The results indicate a positive and … statistically significant impact of poverty, inequitable income growth and low quality of the legal system on incidence of total …
Persistent link: https://www.econbiz.de/10010385709
Does poverty lead to crime? We shed light on this question using two independent and exogenous shocks to household … trade shocks, previously shown to raise relative poverty, also increased the incidence of violent crimes and property crimes …. Our results thus identify a causal effect of poverty on crime. They also lend credence to a large literature on the …
Persistent link: https://www.econbiz.de/10010371303