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Greater financial intermediation has a positive impact on economic development of a country and banks can play a stabilizing role in an era of rising income inequality. Despite numerous models such as priority sector lending, SHG model, Correspondent banking, RRBs, UCBs, etc. the agenda of...
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perennially remaining outside the ambit of any bank finance. The literature has long identified relationship lending (RL) as a … group identities like caste, religion and language. Therefore, for improving SME credit delivery the banks need to be guided … our capital-starved SME sector, which is also our biggest employer …
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