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Do flexible repayment schedules improve the impact of microcredit? : evidence from a randomized evaluation in rural India
Czura, Kristina - 2015
Microcredit institutions typically apply rigid and fixed repayment schedules when disbursing loans in order to reduce transaction costs, simplify procedures, and inculcate fiscal discipline for better repayment behavior. Microcredit clients, however, often have neither smooth income nor singular...
Persistent link: https://www.econbiz.de/10011410584
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Microfinance and the decision to invest in children's education
Viswanath, P. V. - In: International Journal of Financial Studies : open … 6 (2018) 1, pp. 1-20
Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of … microfinance, there may be an indirect positive impact through the effect of microcredit availability on families’ decisions to … availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some …
Persistent link: https://www.econbiz.de/10011848456
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Credit Constraint Impacts on Farm Households : Survey Results from India and China
Kumar, Chandra - 2014
India and China have the largest farm-household populations in the world and in many areas also the poorest. Among the many factors that affect farm livelihoods access to credit has been identified as a significant barrier. While there has been a significant literature on credit constraints in...
Persistent link: https://www.econbiz.de/10013066285
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Reforms in Institutional Finance for Inclusive Growth
Swamy, Vighneswara - 2014
This paper analyses the need, significance and the advantages of ‘reforms in institutional finance for inclusive growth' in the context of Indian economy and offers some practicable suggestions from the functional perspective. India's Rural Financial Architecture (RFA) is subject to systemic...
Persistent link: https://www.econbiz.de/10013047955
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Direct Institutional Credit to Indian Agriculture
Suryawanshi, Dr. Santosh - 2016
This research paper have examine the progress of short & long term direct institutional credit to supplying agricultural sector in India & bank branches expansion post economic reform period. The institutional credit has considered playing a key role in the agricultural development of India A...
Persistent link: https://www.econbiz.de/10012986880
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The feasibility of picture-based insurance (PBI) : smartphone pictures for affordable crop insurance
Ceballos, Francisco; Kramer, Berber; Robles, Miguel - In: Development engineering 4 (2019), pp. 2-14
Smallholder farmers are increasingly exposed to weather extremes but lack access to affordable insurance products for catastrophic crop damage. This paper analyzes the feasibility of Picture-Based Insurance (PBI) as a low-cost tool to improve coverage. PBI verifies insurance claims using...
Persistent link: https://www.econbiz.de/10012040181
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Financial inclusion and nutrition among rural households in Rwanda
Swain, Ranjula Bali; Nsabimana, Aimable - 2023
We investigate if financial inclusion leads to improved nutrition in rural Rwanda, using Rwandan Integrated Household Living Conditions surveys (2013/14 and 2016/17). Our empirical evidence shows a robust positive impact of financial inclusion efforts undertaken by formal financial institutions,...
Persistent link: https://www.econbiz.de/10014442661
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Financial inclusion : concepts, issues and policies for India
Singh, Nirvikar - 2017
finance, and microcredit/ microfinance. It goes on to discuss various empirical and institutional studies of these dimensions …
Persistent link: https://www.econbiz.de/10011684996
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An Empirical Study of Self-Helps Groups and Awareness of Group Members
Lokhande, M. A. - 2016
Self-help groups, as it evident from research studies, are instrumental in creating awareness and socio-economic development of group members and their families. The groups are formed and run on democratic principles. Generally, homogeneous groups of the same socio-economic background are...
Persistent link: https://www.econbiz.de/10013001392
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Transformation of Microfinance NGO into Non-Bank Financial Company (NBFC) : Potential, Scope and Challenges
Faisal, S M - 2017
This paper investigates the potential and scope of transformation of a Microfinance NGO into a NBFC. Conversion into a … NBFC gives a Microfinance NGO greater credibility as it brings the Micro Finance Institution under the purview of Reserve … the member-borrowers.The major challenges to the successful provision of microfinance in India can be summarized as …
Persistent link: https://www.econbiz.de/10012957668