. And banks matter when they fail. According to Ross Levine (2005), the fiscal costs of banking crises in developing … countries since 1980 have exceeded $1 trillion, and some estimates put the cost of Japanese banking problems alone over this … and supervisory regimes of India and Japan such that it provides a fertile ground for any future research or policy …

focuses on potential customers in retail banking markets and empirically investigates their trust in foreign banks and … domestic banks. Using a large survey on savings patterns of Indian households, we find that potential retail banking customers …