the latter country increased over the analyzed period, while it was reduced in the Philippines. Our analyses indicate that … factors that contribute to ethnic disadvantaged groups being poorer are the strongly persistent high inequalities in education … (e.g., India, Nepal, and Pakistan), in regional development (e.g., the Philippines) and the large urban-rural gap (e …

invest in their children’s education. In this paper, I describe a study undertaken to gauge the impact of microcredit … availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some … determinants of the demand for education and then go on to consider what we know about how microcredit affects this demand. I find …