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Commitment or concealment? : impacts and use of a portable saving device : evidence from a field experiment in urban India
Steinert, Janina Isabel; Satish, Rucha Vasumati; Stips, … - 2020
, we document an 81% increase in total savings in the treatment group. We do not find significant reductions in temptation … spending, thus suggesting that increases in savings were not primarily realized through improvements in self-control. Instead …
Persistent link: https://www.econbiz.de/10012220647
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On the basis of (mis)trust? : spousal trust and trustworthiness in household decision making: experimental evidence from India
Sternberg, Henrike; Steinert, Janina; Vollmer, Sebastian - 2021 - This version: April 11, 2021
supplementary receipt of the private device significantly increased the wife's savings in couples with a low level of spousal trust … more effective hiding of the wife's savings amounts, facilitated through the private saving device. From a policy …
Persistent link: https://www.econbiz.de/10012498329
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Economic or non-economic factors: What empowers women?
Swain, Ranjula Bali; Wallentin, Fang Yang - 2008
Microfinance programs like Self Help Group Bank linkage program (SHG), aim to empower women through provision of financial services. We investigate this further to determine whether it is the economic or the non-economic factors that have a greater impact on empowering women. Using household...
Persistent link: https://www.econbiz.de/10010321453
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Economic or non-economic factors : what empowers women?
Swain, Ranjula Bali (contributor);  … - 2008
Microfinance programs like Self Help Group Bank linkage program (SHG), aim to empower women through provision of financial services. We investigate this further to determine whether it is the economic or the non-economic factors that have a greater impact on empowering women. Using household...
Persistent link: https://www.econbiz.de/10003779735
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Debt Traps? Market Vendors and Moneylender Debt in India and the Philippines
Karlan, Dean - 2020
A debt trap occurs when someone takes on a high-interest rate loan and is barely able to pay back the interest, and thus perpetually finds themselves in debt (often by re-financing). Studying such practices is important for understanding financial decision-making of households in dire...
Persistent link: https://www.econbiz.de/10012852835
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The impact of pre-marital sex ratios on household saving in two Asian countries : the competitive saving motive revisited
Horioka, Charles; Terada Hagiwara, Akiko - 2016
This paper estimates a household saving rate equation for India and Korea using long-term time series data for the 1975-2010 period, focusing in particular on the impact of the pre-marital sex ratio on the household saving rate. To summarize the main findings of the paper, it finds that the...
Persistent link: https://www.econbiz.de/10011497711
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The Impact of Pre-Marital Sex Ratios on Household Saving in Two Asian Countries : The Competitive Saving Motive Revisited
Horioka, Charles Yuji - 2016
This paper estimates a household saving rate equation for India and Korea using long-term time series data for the 1975-2010 period, focusing in particular on the impact of the pre-marital sex ratio on the household saving rate. To summarize the main findings of the paper, it finds that the...
Persistent link: https://www.econbiz.de/10012987329
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Consumption and Saving Response to a Tax-Subsidized Saving Policy : Evidence from India
Agarwal, Sumit - 2018
To incentivize households to increase private savings, the Indian government implemented in July 2014 a new tax … the income tax exemption limit on long-term savings, private saving increases by $0.23 for the treatment group. Relative … to annual income, private savings for the treatment group increase by about 1.87% on average …
Persistent link: https://www.econbiz.de/10012933146
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The impact of sex ratios before marriage on household saving in two Asian countries : the competitive saving motive revisited
Horioka, Charles; Terada Hagiwara, Akiko - 2016
This paper estimates a household saving rate equation for India and the Republic of Korea using longterm time series data for the 1975-2010 period, focusing in particular on the impact of the premarital sex ratio on the household saving rate. To summarize the main findings of the paper, it finds...
Persistent link: https://www.econbiz.de/10011579569
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The Impact of Sex Ratios Before Marriage on Household Saving in Two Asian Countries : The Competitive Saving Motive Revisited
Horioka, Charles Yuji - 2016
This paper estimates a household saving rate equation for India and the Republic of Korea using long-term time series data for the 1975–2010 period, focusing in particular on the impact of the premarital sex ratio on the household saving rate. To summarize the main findings of the paper, it...
Persistent link: https://www.econbiz.de/10012980861