We study the impact of loan regulation in rural India on child labor with an overlapping-generations model of formal and informal lending, human capital accumulation, adverse selection, and differentiated risk types. Specifically, we build a model economy that replicates the current outcome with...

Using transaction-level data on Canadian mortgage contracts we document an increase in the average discount negotiated off the posted price and in rate dispersion. Our aim is to identify the beneficiaries of discounting and to test whether dispersion is caused by price discrimination. The...

Frontmatter -- Preface -- Contents -- Tables -- Charts -- I. The General Indices of Prices -- II. Distribution of 140 Commodities Around the General Average -- III. Changes in Price Stability -- IV. Year - To - Year Variability -- V. Frequency of Monthly Price Changes -- VI. Changes in...