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Remuneration-post-verification subsidies and microcredit have been postulated as potential solutions to imperfect … combining these financing mechanisms. We draw on a cluster RCT in rural India of a sanitation labelled microcredit program …’ Mission. Linking our survey data to government, MFI and credit bureau administrative data, we make two contributions: first …
Persistent link: https://www.econbiz.de/10012822354
studied included credit and dividends accessed from table banking groups, entrepreneur's experience, education levels of women … entrepreneurs who participate in Village Saving and Credit Associations from Nakuru Town Kenya was used. The study found that all … threshold of 20%. This implied that the selected factors income, credit and education level of the respondents influenced …
Persistent link: https://www.econbiz.de/10011317356
The Indian Microfinance Institutes (MFI) Crisis has spawned several debates on the MFI movement. However, the clients … burdens, and it shows that the microfinance movement in India still has a long way to go in being truly “bottom-up” …
Persistent link: https://www.econbiz.de/10013085404
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Microfinance is the provision of a broad range of financial services to poor and low-income households and their … microenterprises (Asian Development Bank). Microfinance Institutions (MFIs) have, hence, traditionally been funded by developmental … philanthropy, the microfinance sector is increasingly turning to profit-motivated private investors. Investor attention to …
Persistent link: https://www.econbiz.de/10013135665
Ceilings on lending rates remain a widely used policy tool that is intended to lower the overall cost of credit or …-effects. These side-effects include increases in non-interest fees and commissions, reduced price transparency, lower credit supply … alternatives to reduce the cost of credit …
Persistent link: https://www.econbiz.de/10011843874
Finance for micro, small, and medium-sized enterprises (MSMEs) has been a concern for all stakeholders including entrepreneurs, financial institutions, and government organizations. The key objective of the study was to identify various challenges faced by MSMEs in sourcing of finance during...
Persistent link: https://www.econbiz.de/10011522010
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In this study hypotheses were tested regarding the impact of relationship on access to bank financing for micro enterprises. The empirical analysis was conducted using data collected from the banks of Bangladesh and micro enterprises operating in Bangladesh. The empirical results suggest that...
Persistent link: https://www.econbiz.de/10014255251