Koju, Laxmi; Koju, Ram; Wang, Shouyang - In: International Journal of Financial Studies : open … 6 (2018) 3, pp. 1-11
empirical results show that an increase in loan portion over total assets does not necessarily increase problem loans. The … findings suggest that high capital requirements and large bank size do not reduce default risk, whereas high profitability and … strong income diversification policies lower the likelihood of default risk. The overall empirical results supported the …