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Many reforms have taken place in Indonesia following the Asian financial crisis of 1997 - 1998. The government has embarked upon institutional transformation, making the country one of the region's most vibrant democracies. In social, economic, and political areas, Indonesia has seen much...
Persistent link: https://www.econbiz.de/10011289307
financial institution, and only 33% of enterprises report having a line of credit or a loan from a financial institution. Cost …
Persistent link: https://www.econbiz.de/10011346230
There are hosts of dynamics contributing to financial inclusion. These sources may be both from the demand side and supply side. The government and financial institutions use several policy initiatives to encourage the supply of financial services to the excluded sector. However, the demand-side...
Persistent link: https://www.econbiz.de/10012607152
Financial inclusion (FI) for vulnerable populations, such as women, is critical for achieving gender equality, women's empowerment, and thereby inclusive growth. In this regard, the use of digital financial services is of particular significance for women as it allows them easier access to...
Persistent link: https://www.econbiz.de/10014310401
Credit Card (1998) and No Frill Accounts (2004). After internet became ubiquitous, schemes like Business Correspondents and …
Persistent link: https://www.econbiz.de/10012915604
Ceilings on lending rates remain a widely used policy tool that is intended to lower the overall cost of credit or …-effects. These side-effects include increases in non-interest fees and commissions, reduced price transparency, lower credit supply … alternatives to reduce the cost of credit …
Persistent link: https://www.econbiz.de/10011843874
India's financial inclusion agenda has witnessed a paradigm shift over the last decade, away from an emphasis on credit … products, such as insurance). This paper describes the structure of banking and microfinance institutions in India relevant to …
Persistent link: https://www.econbiz.de/10011453340
savings and credit to the tune of US$3.7 billion (INR260 billion) and US$56 billion (INR3600 billion), respectively, while …
Persistent link: https://www.econbiz.de/10012627087
This paper presents a discussion about financial inclusion washing. It was argued that financial inclusion washing is the deliberate or unintentional use of exaggerated claims or misleading claims to describe an entity’s commitment to increase the level of financial inclusion. The paper showed...
Persistent link: https://www.econbiz.de/10014236915
Financial inclusion has been a global development policy priority over the last two decades. Financial inclusion involves providing access to basic financial services and the use of basic financial services to improve the welfare of individuals, households and businesses. This paper identifies...
Persistent link: https://www.econbiz.de/10013404394