This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial … development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US … has higher debit card usage than India. The findings also show that higher debit card usage is correlated with higher …

authors aimed to explore the impact of financial technology on the digital literacy rate in India, by utilizing the poverty … and two union territories (UTs) of India were considered for three financial years, i.e., 2017-2018 to 2019-2020. The … literacy. Additionally, the findings imply that ordinary people living in urban and rural areas of India should take advantage …

The ongoing COVID-19 pandemic has considerably promoted the usage of Digital Financial Services (DFS) in India … the Indian adults who use Digital Financial Services. A sample of 384 adult DFS users from India was surveyed using a self … adults in India. Further, the users of DFS without DFL will face numerous challenges such as inability to complete the …

We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable … of financial services. While each individual component of the India Stack is important, we argue that its key overarching … synergies across the layers of the Stack. Until recently, a large share of India's population lacked access to formal banking …

This paper examines two aspects of the digitalization of finance in India, which has been surprisingly robust and fast …