findings suggest that high capital requirements and large bank size do not reduce default risk, whereas high profitability and … strong income diversification policies lower the likelihood of default risk. The overall empirical results supported the … “operating efficiency”, “diversification” and “too big to fail” hypotheses, confirming that credit quality in the banking …

examine the impact of geographical diversification on bank's risk and returns, a Least Square Dummy Variable (LSDV) regression … scale of geographical and revenue diversification over the years. Geographical diversification is expected to bring positive … renders diverse views about the diversification benefits, the present study examines the manner and the extent to which banks …