This paper empirically investigates the relevance of social interaction and caste affiliation for individual awareness of financial instruments and investment behavior in India. The results of our empirical analysis, which is based on a large scale survey on saving patterns of Indians, suggest a...

The study is based on data collected under the project entitled "Tracking change in rural poverty in household and village economies in Eastern India". Data were collected from sample households through panel interview method in four villages namely; Arap, Baghakole, Inai and Susari. The study...

The Indian National Rural Employment Guarantee Scheme is one of the world's largest public works programs aimed at reducing poverty. I exploit the cross-district rollout of the program to analyze the causal effect on household consumption. I use the National Sample Survey data to conduct a...

This paper examines factors affecting calorie gap by accounting for the risk of calorie inadequacy or excess occurring at the tails of nutrient and food intakes. Non-linear estimations are conducted to further account for rural-urban differences in more and less developed states. Eliminating...

What is Housing Price to Income Ratio (HPIR) in the Indian context?It is the amount that can be spent by an individual or a household on purchase of new property (mainly house/residence) with the annual savings post taxes. For simple calculations it is assumed is that a. 10% of the income goes...

Slum-dwellers in developing countries live under derogatory living conditions compared to the rest of the urban areas and are marginalised socially and economically. Urban policies towards improving the living conditions of the slum-dwellers require understanding the associated characteristics,...

Small and marginal farmers constitute approximately 80 percent of farmer households in India, and have rather low income and minimal savings. These farmers require funds to meet their working capital needs on a regular basis and hence accessibility to subsidised formal credit is essential for...

This paper explores the association between short-term migration in the household and feminization of farm management in rural India. The analysis uses a nationally representative data set covering 35,604 rural Indian households in the year 2013. There is gender disaggregated information on who...

This paper empirically investigates the relationship between individual trust in financial institutions and individual access to these institutions. Based on a large-scale survey of savings patterns of Indians, we find that individuals reporting that they do not have access to certain financial...