both on competition and on banks' risk taking incentives. Drawing on the literature on the uniqueness of bank loans vis …This paper develops a structural model of competition in the lending market to examine the impact of financial reforms …-2004). Our results suggest an increase in competition along with the reform process. The analysis of banks' risk taking …

that well-functioning credit markets would reflect a bank channel for monetary policy at work, we test whether a change in … and the associated change in interest rate does not affect change in bank credit, change in total debt and the proportion … of bank credit in total debt for any of the firms. We discuss the policy implications of the findings. …

prediction model where the bank type is determined by observable risk proxies such as ex-ante credit ratings, which influence the …

that well-functioning credit markets would reflect a bank channel for monetary policy at work, we test whether a change in … and the associated change in interest rate does not affect change in bank credit, change in total debt and the proportion … of bank credit in total debt for any of the firms. We discuss the policy implications of the findings …

This study endeavours at measuring bank competition in Indian loan market using a new competitiveness index, the … to other conventional measures. Second, applying this unbiased competition indicator to Indian bank loan markets shows … that financial reform indeed has contributed to significant improvements in competition. As regards, the competition among …

change is found to be different for different bank groups. Moreover, response of Indian banks was not same throughout the … shows that the credit quality did not push for the shift in asset portfolio while analysing all the bank groups together …

India that has both bank groups. Covering a ten-year period from 2003 to 2012 that witnessed a large number of governance … CEO duality is high. We find that a longer CEO tenure has significant positive effects on bank outcomes with these effects …

faced by a bank. Assuming that loans may turn bad any year after they are granted, a banks’ lending behaviour has been shown … Indian banking industry. However, when the systemic importance of the bank is considered, the systemically important banks …

) ratio. From a macro-economic perspective regulations set by the Central Bank, the money supply available in the market and …