The Financial Sector Reforms Commission (FSLRC) which was set up in 2011 by the Ministry of Finance was mandated to study existing legislation and financial sector regulatory practices in India and to propose improvements. The FSLRC submitted its report in 2013 and four of its members recorded...

The Indian debt overhang issue is one of the major reasons that fresh investments are currently not being made in the scale required to promote higher growth and boost employment. Among banks the public sector banks (PSBs) are burdened with the bulk of net non-performing loans (NNPAs). These...

Digital revolution in India has brought paradigm shift in the banking system and financial transactions due to online payment. Payment gateways, e-commerce applications and other benefits boost smartphone users towards digital transactions. This study focuses on identifying factors important for...

Indian financial setup began under the parental care of the government rules and regulations and privatization got a humungous fillip only after the liberalization era. But liberalization has its own responsibilities and challenges. This paper will basically explore the strengths and weaknesses...

This paper while emphasising the importance of the concept of financial stability in wake of recent global financial crisis in particular and other (banking and financial) crises in general attempts to highlight the significance of the soundness of banking sector in emerging economies where...

This study has two objectives, first, to investigate if the lending behaviour of banks exhibits moral hazard in the Indian Banking Industry, and second, to investigate whether banks’ moral hazard behaviour changes when the systemic importance of the banks is taken into consideration. We...

This paper attempts to propose some salient banking reforms 3.0 for India and analyses the policies, approaches, and challenges for Indian banking in alignment with clamor for economic reforms 2.0 for India. I start with a brief history of banking regulation in India and then move on to outline...

This paper examines the impact of regulatory reform on TFP growth and its sources and on the relationship between ownership and cost efficiency for Indian banks in 1992-2004. The methodology consists of the joint use of parametric and non-parametric techniques to estimate efficiency frontiers....

Using data from ten selected developing Asian countries, this paper investigated empirically the influences of corporate governance and regulations on bank risk-taking behaviour. We found sufficient evidence that corporate governance mechanism has strong effect on the level of risk taken by...