findings suggest that high capital requirements and large bank size do not reduce default risk, whereas high profitability and … industry is mainly driven by profitability, banking supervision, high credit standards and strong investment strategies. The … findings are relevant to bank managers, investors and bank regulators, in formulating effective credit policies and investment …

, bank profitability is usually expressed as a function of internal and external determinants. The internal determinants …-specific determinants of profitability. The external determinants are variables that are not related to bank management but reflect the …The paper analyzes how bank characteristics and the overall financial environment affect the performance of banks in …

change is found to be different for different bank groups. Moreover, response of Indian banks was not same throughout the … shows that the credit quality did not push for the shift in asset portfolio while analysing all the bank groups together …

Banking regulations intend to protect the interest of depositors, reduce the risk of bank failures, minimize the moral …

faced by a bank. Assuming that loans may turn bad any year after they are granted, a banks’ lending behaviour has been shown … Indian banking industry. However, when the systemic importance of the bank is considered, the systemically important banks …