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Medium Enterprises (SME), their probability to export (i.e. the extensive margin) and their share of exports on total sales …'s debt with its main bank to firm's total assets. Our results show that the strength of the bank-firm relation has a positive … impact on both SME's probability to export and their export margins. This positive effect is only marginally mediated by the …
Persistent link: https://www.econbiz.de/10011774346
Using data at the bank‐firm level for a large sample of small firms collected through the 8th UniCredit Survey … that a large internationalized bank more strongly supports product innovation, whereas there is no substantial difference …
Persistent link: https://www.econbiz.de/10013073453
enterprises and the constraints to SME financing remain the main topic of policy discussion today. Against this background, the … SME financing. This will also ensure that lending to small-business clients is not a burden to the government and is self …
Persistent link: https://www.econbiz.de/10012983341
This study delves into the impact of technological bank innovations on small and medium-sized enterprise (SME …) borrowing across the European Union. By analyzing a comprehensive dataset of 179,921 SME-bank lending relationships from 2009 to … play a crucial role in expanding bank credit to SMEs. However, we also identify a paradoxical dual effect: while …
Persistent link: https://www.econbiz.de/10015071855
nongovernment organizations, local government units, institutions such as the Development Bank of the Philippines, the Land Bank of …
Persistent link: https://www.econbiz.de/10011522092
In this paper we analyze the access to credit of innovative firms on the price and non-price dimensions of bank lending …
Persistent link: https://www.econbiz.de/10010419911
, using a difference-in-difference methodology. The Act tightened traditional bank credit standards on business loans …
Persistent link: https://www.econbiz.de/10013368371
financial crisis 2008/2009 on their business customers’ innovation activity. Using a matched bank-firm data set for Germany, we … find that having relations with a more severely affected bank seriously hampers firms’ current innovation activities due to … funding shortages. Furthermore, we find that firms with a relationship to a less severely affected bank are more likely to …
Persistent link: https://www.econbiz.de/10011798962
credit constraints on firm-level innovation. We find that access to bank credit helps firms to adopt existing products and … acquiring external know-how. We find no evidence that bank credit also stimulates firm innovation through in-house R&D. This …
Persistent link: https://www.econbiz.de/10011300996
By integrating the staggered interstate bank deregulation into a gravity model following Goetz, Laeven, and Levine … (2013, 2016), we construct a time-varying bank-specific instrument for geographic diversification and investigate its causal … effect on corporate innovation via the lending channel. We find that bank geographic diversification spurs corporate …
Persistent link: https://www.econbiz.de/10012891956