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fintech adoption. We further examine Google Scholar to identify gaps in the research in specific regions. Finally, we use more … specific information from one type of fintech-crowdfunding-to show that financial literacy indeed facilitates fintech and to …
Persistent link: https://www.econbiz.de/10012219718
Fintech is being adopted across markets worldwide - but not evenly. Why not? This paper reviews the evidence. In some … economies, especially in the developing world, adoption is being driven by an unmet demand for financial services. Fintech …, as younger cohorts are more likely to trust and adopt fintech services. Where fintech helps to make the financial system …
Persistent link: https://www.econbiz.de/10012841853
FinTech is being adopted across markets worldwide – but not evenly. Why not? This paper reviews the evidence. In some … economies, especially in the developing world, adoption is being driven by an unmet demand for financial services. FinTech … cohorts are more likely to trust and adopt FinTech services. Where FinTech helps to make the financial system more inclusive …
Persistent link: https://www.econbiz.de/10012844629
Persistent link: https://www.econbiz.de/10012586967
The integration of the financial industry and financial technology (Fintech) plays a pivotal role in increasing … financial services reach and inclusion for the large unbanked population in Indonesia. Fintech adoption optimization expands the … predominantly reside in rural areas far from formal financial institutions. Fintech is viewed as a game changer to bring finance to …
Persistent link: https://www.econbiz.de/10012603949
In times of digitalization, established firms operating in the financial services sector increasingly form alliances with start-up companies to satisfy the customers´ demand for rapid innovation and cope with the growing dynamics of markets. Technology-enabled innovation challenges traditional...
Persistent link: https://www.econbiz.de/10012057281
responds to challenges faced by FinTech innovators in navigating an unwieldy regulatory landscape not designed with FinTech in … experimental space for firms testing innovative FinTech products and services, it is also a novel regulatory experiment for … system's receptivity to FinTech business. An economic, pro-innovation agenda is at work. Distinct policy questions are …
Persistent link: https://www.econbiz.de/10012427907
posed by the latest fintech innovations. At the same time, digitalization may well be a key driver of productivity growth …
Persistent link: https://www.econbiz.de/10012119343
This paper studies whether and how banks' technological innovations affect the bank lending channel of monetary policy transmission. We first provide a theoretical model in which banks' technological innovation relaxes firms' earning-based borrowing constraints and thereby enlarges the response...
Persistent link: https://www.econbiz.de/10014446303
reshaping the financial sector, namely FinTech. In this review, we discuss the literature on recent FinTech development and its … clearing services. The rise of FinTech has introduced digital transformation of the “bricks‐and‐mortar” banking model and …
Persistent link: https://www.econbiz.de/10012837335