Rajapathirana, R.P. Jayani; Yan, Hui - In: Journal of innovation & knowledge : JIK 3 (2018) 1, pp. 44-55
Insurers are well versed in the litany of challenging conditions facing the sector. These challenges are economic, political, regulatory, legal, social, and technological. As a result of those pressures, the industry is experiencing increasing competition, muted growth, and an excess of capital....