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We evaluate the effects of the lending institution and soft information on mortgage loan performance for low … differences in mortgage loan performance between bank and nonbank lenders. …
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We evaluate the effects of the lending institution and soft information on mortgage loan performance for low income … previous research on information-driven lending, and provide additional explanation for observed differences in mortgage loan …
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We examine the contagion effect of residential foreclosures and find strong evidence of a social interactions influence on default decisions where the interaction is based on neighbors' behavior in a previous period. Using a unique spatially explicit parcel level data set documenting residential...
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